Hidalgo County Property Damage Lawyer

Did Rain, Wind, Hurricanes or Hail Damage Your Property?

Texas residents know very well how destructive Mother Nature can be. The operations of homes and businesses can easily be interrupted when devastating weather conditions such as rainstorms, wind, hail and hurricanes strike. As a result of extreme weather and natural disasters, homeowners and business owners alike can feel uncertainty and trauma as they navigate the insurance claims process.

You must file a claim with your insurance carrier to receive the compensation you need to restore your property as close to its pre-loss conditions as possible. The problem with insurance companies is that they typically have their best interests — not their policyholders’ - at the forefront of their goals, making it challenging to get the coverage you need to get back on your feet without a Hidalgo County property damage attorney on your side.

Armando M. Guerra & Associates, PLLC takes your situation personally and will work with your insurance company to get the compensation you depend on. We strongly urge you to let our Hidalgo County property damage lawyer handle your insurance claim while you focus on recovering from your traumatic experience.

To get started, contact us online or call (956) 616-4641 to schedule a free consultation today!

Residential & Commercial Property Damage Claims

U.S. insurance industry net premiums written totaled $1.22 trillion in 2018, demonstrating the mass amounts of revenue such companies make. You would think that with this much money, carriers would easily fulfill their duties of protecting policyholders to the fullest extent. Unfortunately, that is not the case, which is highly unacceptable.

As mentioned previously, insurance companies do not always have your best interests in mind. Although they are required to act in good faith, carriers can take advantage of various loopholes to retain as much profit for themselves as possible. Examples include:

  • Denying valid claims
  • Delay paying claims
  • Disputing valid claims
  • Offering an undervalued settlement
  • Depending on adjusters to conduct faulty, unthorough investigations
  • Threatening to cancel your policy

Battling your insurance agent to do their job can be extremely frustrating. You pay your premiums to prepare for unexpected disasters like this, and ironically, you could face an unexpected disaster with your insurance carrier when you truly need help. That’s why it’s crucial to have our Hidalgo County property damage lawyer protect your rights as a policyholder and strategically negotiate for an adequate settlement on your behalf.

Tips to Avoid Insurance Claim Issues

Besides hiring an attorney, there are several steps you can take to protect your best interests and better increase the compensation for your property damage:

  • Hire a private adjuster to investigate your residential or commercial property
  • Document and itemize your damages comprehensively to best avoid a claim denial
  • Review your insurance policy carefully, as you may discover complications and exclusions that you did not notice before
  • Notify your insurance carrier immediately following your property damage to learn about filing a claim
  • Mitigate future losses by taking preventative measures to protect your property from further damage

The best decision you can make for yourself and your property is to hire a Hidalgo County property damage attorney who is available around-the-clock to help you get the coverage you’ve long signed up for.

We know how to deal with insurance carriers in a skillful, effective way that increases your likelihood of getting maximum coverage for your property damage. From our experience, our lawyer knows that insurance companies can cheat you out of your deserving settlement, and will take your case to trial if that’s what it takes to achieve a favorable outcome on your behalf.

To get started on filing your property damage claim in Hidalgo County, reach out to us online or call (956) 616-4641 to set up a free initial consultation!